The payment collection platform built for Cameroon's institutions.
Better Pay connects schools, hospitals, businesses and microfinance institutions to their clients, enabling seamless mobile money collection, real-time bank deposits, and full payment tracking. All powered by the GBPAY and GIMAC payment infrastructure.
One platform. Every institution. Every payment.
Better Pay is a multi-tenant payment management platform built for financial institutions operating in Cameroon and the CEMAC region. It enables banks, microfinance cooperatives, and their partners to collect mobile money payments from clients, and automatically post those collections into their core banking systems via GBPAY.
Whether you run a cooperative with 50 member schools or a microfinance with hundreds of partner businesses, Better Pay gives every institution its own branded payment environment: fully isolated, fully configurable, and connected to the GIMAC network through GBPAY.
Collect
Accept mobile money from MTN and Orange via QR codes, payment links, and API. No app required.
Deposit
Funds automatically posted to partner bank accounts via GBPAY and Global Bank API. Real-time.
Track
Every payment, deposit, and discrepancy visible in real time. Full audit trail per institution.
Built for every type of organization.
Better Pay adapts to how your institution already works, whether you need a full portal for your partners or a direct API for your existing software.
Education
Collect tuition fees, exam fees, and registration payments from students. Students look up their outstanding fees by matricule, pay via mobile money, and receive instant digital receipts. Results and access records are managed automatically: no paper, no queues.
- Student fee assignment and installment scheduling
- Matricule-based payment lookup before paying
- Exam results access management and delivery
- Concours (competitive exam) result delivery
- Import student lists via Excel template
Healthcare
Patients pay consultation fees, laboratory charges, and pharmacy bills via mobile money at the point of service. Finance teams see every payment in real time and can track balances per patient account.
- Client billing and ledger management
- Walk-in and remote payment options
- Custom payment fields (service type, ward, etc.)
- Installment payment plans for large bills
- PDF receipts for patients
Restaurants & Businesses
Display a QR code at your counter or share a payment link via WhatsApp. Customers pay with MTN MoMo or Orange Money in seconds. No POS terminal required.
- Branded payment page with business logo
- QR code and shareable BP Links
- Custom payment amounts per order
- Real-time sales dashboard
- Export payments as CSV or PDF
Microfinance & Cooperatives
Financial institutions using Global Bank can connect Better Pay to their core banking system directly. Member contributions, loan repayments, and service fees collected via mobile money are automatically posted to member accounts, with full audit trails.
- Direct Global Bank API integration
- Automatic core banking posting after each payment
- Multi-partner institution management
- Finance admin with cross-partner transaction view
- Settlement reconciliation dashboard
From setup to first payment in under a day.
Institution Setup
A Better Pay administrator onboards your institution, configures your payment gateway (GBPAY or TranZak), and creates your Finance Admin account. This takes less than 30 minutes.
Partner Onboarding
Your Finance Admin creates partner accounts for each school, clinic, or business. Partners configure their pay types, upload their logo, and generate payment links. Ready in minutes.
Customers Pay
Customers scan a QR code or open a payment link. They enter their phone number, confirm the amount, and approve the USSD prompt on their MTN or Orange phone. Payment confirmed in seconds.
Funds Deposited
Better Pay automatically sends collected funds to the partner's bank account via GBPAY. The Finance Admin sees every deposit in real time with full reconciliation status.
Your systems. Our payment rails.
Better Pay includes a full REST API that lets your existing software, such as internet banking, mobile banking, ERP, or student information system, initiate payments and withdrawals programmatically, without using the Better Pay portal at all.
- Collect mobile money payments via a single API call
- Initiate withdrawals: debit bank account → credit mobile money wallet
- Signed webhook callbacks with HMAC-SHA256 verification
- Strict IP whitelisting per API client for institutional security
- Sandbox mode for safe integration testing before going live
- Real-time transaction status polling
POST https://betterpayme.com/api/gateway/v1/collection/initiate/
Authorization: Bearer {public_key}
X-Private-Key: {private_key}
{
"phone": "237670000001",
"amount": 25000,
"reference": "INV-2026-001",
"description": "Student fee payment"
}// Response:
{
"success": true,
"reference": "BP-GW-20260709-A1B2C3D4",
"status": "PENDING",
"poll_url": "/api/gateway/v1/transaction/BP-GW-..."
}Built on GBPAY. Certified on GIMAC.
Better Pay uses GBPAY as its payment infrastructure backbone. Every mobile money transaction flows through the GIMAC payment network, the same certified rails that connect 7 million users across 6 CEMAC countries.
This means your institution gets bank-grade payment infrastructure without building it yourself. GBPAY handles GIMAC certification, cross-network routing, and settlement. Better Pay handles everything your institution sees and manages.
- Partner and client management
- Payment links and QR codes
- Student and client registries
- Fee scheduling and installments
- Reports and reconciliation
- Finance Admin and Partner portals
- GIMAC-certified payment rails
- MTN and Orange network routing
- Cross-bank interoperability
- Real-time settlement
- Regulatory compliance
- Core banking integration
Frequently Asked Questions
Better Pay supports MTN Mobile Money and Orange Money in Cameroon, routed through GBPAY and the GIMAC network. Support for additional CEMAC operators is expanding.
No. Customers pay by scanning a QR code or opening a link on any browser. They confirm payment with their existing mobile money PIN: no app download needed.
Funds are posted to the partner's bank account automatically within minutes of a confirmed payment, via GBPAY and the Global Bank API.
Yes. Better Pay integrates directly with Global Bank core banking via the GBPAY API. Collected payments are automatically posted to member or partner accounts in real time.
Yes. Better Pay offers a full REST Gateway API that allows your software to initiate collections and withdrawals programmatically, with webhook callbacks for payment results.
Better Pay is built for Education, Healthcare, Restaurant and Business, and Microfinance. Each sector has tailored features: Education partners get student fee management, results delivery, and concours support.
Contact the Better Pay team at admin@betterpay.online or visit betterpayme.com to create your institution account. Setup takes less than 30 minutes.